We Accept Cash, Checks, and all major Credit Cards.
We offer a variety of financing and lease-purchase options to suit the needs of all our customers. Whether you are looking to pay upfront or you’d like to take advantage of our flexible furniture purchase options, we have multiple financing and lease-purchase options available, all of which allow you to take your furniture selections home and enjoy flexible payment frequencies.
Applying online is fast, convenient, and secure. With your approved application you will be able to shop at any Ivan Smith Furniture store location. Subject to credit approval. Minimum monthly payments are required. For details please visit your local Ivan Smith Furniture store or Click Here to Apply.
No interest if paid in full within 6, 12, or 24 Months on in-store furniture and bedding purchases made with your Ivan Smith Synchrony HOME credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12, or 24 months. Minimum monthly payments are required. A Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts: As of 07/16/2024, the Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
TOWER LOAN
Simple. Quick. Convenient.
IN-HOUSE – Finance your purchase for up to 24 months
Available to customers in Louisiana, Texas and Arkansas in all Ivan Smith Furniture locations
LEASE TO OWN OPTIONS
Progressive Leasing makes owning new furniture easy with their "No Credit Needed" flexible lease-to-own options *. Click Here to Apply.
* The advertised service is lease-to-own or a rental-or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY
Snap Finance has got you covered with lease-to-own financing made simple. Approvals up to $5,000
** While no credit history is required, Snap obtains information from consumer reporting agencies in connection with an application. Not all applicants are approved. As of February 2023, the average approval amount a customer receives is $2,900.
At all Ivan Smith Furniture locations, almost everyone can qualify for purchases with our easy no credit necessary plan. With a regular checking account you may qualify for 3 months to pay with no credit application necessary. Make 4 easy payments by check through United TranZactions. See store for details.
